If you’re new here, you may want to subscribe to my RSS feed. Thanks for visiting!Bankruptcy Lawyers Can Seem Like White Knights in Armour!
As the cost of living continues to rise and it gets more and more expensive just to pay for ordinary living expenses, many families are finding it impossible to make ends [...]

Understanding the New Bankruptcy Law
On October 17, 2005, a new bankruptcy law went into effect. The purpose of the bankruptcy was to restore some fairness into the bankruptcy law in terms of who could qualify. Congress had become convinced that many people were taking advantage of the system under the old law in [...]

The New Bankruptcy Laws and You!
The new bankruptcy laws are really not so new anymore since they were passed in 2005. But they are called the “new” laws to differentiate the current law from the bankruptcy law that was in effect prior to October 2005. Anyone who filed bankruptcy prior to 2005 is [...]

Paying Your Debt Using a Chapter 13 Bankruptcy
It’s possible to actually establish a court monitored debt repayment plan using a chapter 13 bankruptcy. This kind of bankruptcy allows you to still get the relief you need from collection calls, garnishments and lawsuits. In effect, you ask the court to intervene on your behalf [...]

Filing a personal bankruptcy is a major decision and one that only you can make. It’s no secret that it can have long term consequences on your credit. But the question to ask yourself is whether those consequences are better or worse than the consequences of debt spiraling out of control. It [...]

The Serious Business of Bankruptcy
The United States government provides a means for people who have too much debt to obtain a new start by eliminating the heavy debt burden. A bankruptcy is not intended to be an easy way to eliminate debt. It is meant to be a way to once again live [...]